Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. It works the same way as the 5-key time value of money calculators, such as BA II Plus or HP 12CP. Plan borrowings to buy your dream home by calculating the monthly instalment outgo and eligibility on. Each of the following tabs represents the parameters to be calculated. Home Loan Calculator - Calculate EMI for Housing Loan. Each of the following tabs represents the parameters to be calculated. Different amounts and terms will result in different comparison rates. This finance calculator can be used to calculate the future value (FV), periodic payment (PMT), interest rate (I/Y), number of compounding periods (N), and PV (Present Value). This finance calculator can be used to calculate the future value (FV), periodic payment (PMT), interest rate (I/Y), number of compounding periods (N), and PV (Present Value). WARNING: This comparison rate applies only to the example or examples given. ^ Comparison rates are based on a loan of $150,000 over a term of 25 years. * Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, the product may not include all the features relevant to you, and not all products are available in all states and territories. See which type of mortgage is right for you and how much house you can afford. Compound Interest Calculator Use this calculator to work out the compound interest on your savings or investments. Use our free mortgage calculator to easily estimate your monthly payment. Your broker will advise whether they are a credit representative of Mortgage Choice or Smartline. Financial Calculators The finance section of The Calculator Site featuring useful financial calculator tools for loans, car/auto loans, compound interest, savings, mortgages and more. Mortgage Choice and Smartline are wholly-owned subsidiaries of REA. REA can connect you with our referral partner ubank, part of National Australia Bank Limited ABN 12 004 044 937 (AFSL and Australian Credit Licence 230686), or introduce you to a mortgage broker accredited with either Mortgage Choice Pty Ltd ACN 009 161 979 (Mortgage Choice) (Australian Credit Licence 382869) or Smartline Operations Pty Ltd ACN 086 467 727 (Smartline) (Australian Credit Licence 385325), who can talk to you about home loans from a range of lenders. This website has been prepared without taking into account your objectives, financial situation or needs. The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. Please refer to our Credit Guide for information relating to our activities. In particular, if you submit an inquiry in response to an ad in, or adjacent to, the calculator (e.g., “Get pre-approved by a lender”), the information you submit here may be provided to one or more mortgage professionals who may assist you with and/or contact you about your Pty Ltd ACN 080 195 535 (REA) is a credit representative (484305) of Smartline Operations Pty Ltd ACN 086 467 727 (Australian Credit Licence 385325). The information you submit is subject to our Privacy Policy. provides information and advertising services – learn more. It is highly recommended that you speak with a lender or loan professional of your choice about your mortgage loan needs and to help determine your home affordability. The calculator and its output do not necessarily apply to all loan types, and not everyone will necessarily be able to find a home at a purchase price, and a mortgage with payment levels, that fits their budget and meets their needs. The questions asked, information you submit and assumptions made here, and the availability and output of the calculator (including any home or monthly payment estimate), (i) do not constitute a loan application, offer or solicitation, nor an advertised amount regarding any of them, (ii) are not an assurance as to any loan approval or dis-approval, and (iii) are not intended as financial, legal or other professional advice. The affordability calculator provides only a general estimate, is intended for initial information purposes only, and your use of the affordability calculator is subject to our Terms of Use. Mortgage affordability calculator Use this tool to calculate the maximum monthly mortgage payment youd qualify for and how much home you could afford.
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